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GROUP INSURANCE CALIFORNIA, SAN FRANCISCO, SAN JOSE
MEDICAL INSURANCE, DENTAL INSURANCE, VISION INSURANCE, 401(k), DISABILITY INSURANCE
HEALTH INSURANCE, CALIFORNIA, GROUP HEALTH INSURANCE CALIFORNIA, CONTRA COSTA, ALAMEDA, SANTA CLARA, SAN MATEO, MARIN, DUBLIN, PLEASANTON, WALNUT CREEK, CONCORD, MOUNTAIN VIEW, SANTA CLARA, MEDICAL, DENTAL, VISION, 401K, DISABILITY, HEALTH INSURANCE FOR SMALL BUSINESS, BUSINESS INSURANCE, LONG TERM CARE INSURANCE, MEDICARE SUPPLEMENTAL INSURANCE, HSA, HRA, COBRA, CALCOBRA, FSA, Aetna, American Specialty Health Plans, Ameritas, Anthem Blue Cross, Assurant, Beneficial Administration Company, Benelect, Best Life, Blue Shield of California, California Choice, Cigna, Colonial Life, CoPower, Delta Dental, Direct Dental Administrators, Eye Med, Guardian, Hartford, Healthnet, HSA California, Humana, ING, John Hancock, Kaiser, KP Choice Solution, Landmark, Lincoln Financial, MES Vision, MetLife, MHN, Nippon Life, Pacificare, Premier Access Dental, Principal, Reliance Standard, Safeguard, Sharp Health Plan, Standard, Sun Life, The Holman Group, United Concordia, United Healthcare, Unum Provident, Vision Plan of America, Vision Service Plan (VSP), Western Health Advantage, Wolfpack

"Reap the BENEFITS of Our Expertise." Call today!

(925) 244-1330
Call Today for FASTER SERVICE!
Email: Begin@GgroupInsuranceSanFrancisco
CaliforniaSanJoseSanMateoSantaClara.com
Products: Group Health InsuranceMedical InsuranceDental InsuranceVision InsuranceDisability Insurance401(k)
 
CONTACT US:
   


 

GROUP
INSURANCE
CALIFORNIA CA
.com



Sound Benefit Solutions
KIETH HALE
2410 Camino Ramon, Ste. 124
San Ramon, CA, 94583

CA License 0829290

Phone: (925) 244-1330



Email: Begin@GgroupInsuranceSanFrancisco
CaliforniaSanJoseSanMateoSantaClara.com
   
 


 
 





What We Do

Get Quick Group Insurance Quotes
For Your Business,

Lower Your Group Insurance Costs,

As an Insurance Broker / Employee Benefits Consultant, I specialize in offering benefits to groups with 2-50 employees in the areas of medical, dental, vision, life, disability, and 401k. Employee Benefits Management Services with Medical and Healthcare Benefits for Employees, including medical insurance, 401(k), FSA, legal and regulatory administration, privately owned, independent insurance broker, delivers seamless service to companies of all sizes as well as to individual clients, full-service employee benefit management company

 

How do you become famous?
Helping people! Changing their lives and making a difference in their lives.
Loving them... Eric Brenn


 

Why Use a Health Insurance Broker

Author: Dave J. Davies

When you are looking for heath insurance, it really can be confusing. There are all these quotes to consider, and many can be from one company. If you look at several companies, it could be doubly perplexing. How much coverage will be enough for you? What about your family?

If you don't already have health insurance through a company program, or perhaps because you are self-employed, you can find plenty of options simply doing a search online. However, do you know what you really need when it comes to health insurance? There are premiums, monthly payments, and so many options. The same company can send you 30 or so quotes based on different levels of insurance.

With so many quotes, and then there are all those options, you could leave yourself and your family underinsured if you are not careful. You could also be over-insured, and paying way too much for things you don't need.

The good thing is, you don't have to go through this alone. There are helpful people out there that understand health insurance. Health insurance brokers can explain your options to you, giving you unbiased information.

Why Use A Health Insurance Broker

Not everyone is familiar with health insurance, and understands what they need. No matter what your budget is for health insurance, an insurance broker can help you pick out the plan that is right for you. They can span different health insurance companies and pick out the most likely plans you need, or help you customize a plan.

Some people are cautious about working with a health insurance broker, thinking they will cost a lot of money. This is simply not true. They are there to work with you. No matter what plan you choose, they will get a commission from the company you sign up for. It's in their best interest to help you pick the best plan.

Going through a health insurance broker won't cost anything extra. You would pay the same rates if you went and looked at options on your own instead of through a broker. The difference is that you'll have someone on your side helping you pick the right plan. You could even save lots of money, because the broker can help you pick a plan and figure out exactly what you need.

How To Pick The Right Health Insurance Broker

Talk with other individuals about who they use. Especially talk to people who are insured through a broker, and have the same needs as you do. For example, if you have a family of four to insure, talk with people with families and whom they use for a broker.

It is not essential to do it this way, but it can help. Really what you are looking for is a good insurance broker with a good reputation and has experience with your particular situation. Recommendations are always great.

If you can't seem to find someone with recommendations, start with a phone book or Internet search. Talk to a few different brokers to see if you can find someone compatible. Explain your situation and ask for recommendations from each broker. See which one makes the most sense to you. The most important thing is communication. You'll want someone who will be there for you to answer your questions.

Every state keeps a list of insurance brokers, including information on any complaints against them. You can also check online for complaints against any insurance broker. You'll want to do plenty of research to pick the right agent for you.

What To Expect When You Work With A Health Insurance Broker

While working with a health insurance broker, you'll have a lot of decisions to make. The broker will be able to explain all your options to you. Remember to look for a broker that works beyond one set company. A health insurance broker is more valuable to you if you can pick between several different companies. There are many companies offering health insurance, like Blue Cross, Blue Shield, Humana, United Health Care, Aetna and many more. Ask your agent which ones he or she might use in researching health care options for you.

You'll go through probably the more common list of variables that you pick through when finding the right insurance. You might start with the premium, the amount you would pay out each month for health insurance. Your broker should also explain the different deductibles available. This is the amount of money you would pay to cover your medical bills, and the insurance company would start paying after this amount. In general, the lower the deductible, the higher the premium you would pay.

You should also check out the coverage limits. This is probably where the more confusing part of picking a plan comes in. A health insurance broker, however, should probably give a pretty good guesstimate about what amount of insurance you should look into getting. This is the amount that the health insurance will actually pay out. You should look at current risk factors, just as much as unexpected emergencies.

When you have talked with your broker, you'll have your choices explained. Your broker will get a commission off of whichever plan you chose, so this is how your broker is 'paid'. You'll be able to continue to ask questions from your broker after you've chose your plan.

Your broker is also your local representative from the health insurance agent, in case you need further assistance. While the process can sometimes seem complicated, an agent should be able to explain to you the differences in choices, and make you feel comfortable and confident in your choice. Health insurance is important to have, so you'll want a broker on your side who can help you pick the right coverage for you.

 
         
 

 
GROUP INSURANCE CALIFORNIA, SAN FRANCISCO, SAN JOSE
MEDICAL INSURANCE, DENTAL INSURANCE, VISION INSURANCE, 401(k), DISABILITY INSURANCE
HEALTH INSURANCE, CALIFORNIA, GROUP HEALTH INSURANCE CALIFORNIA, CONTRA COSTA, ALAMEDA, SANTA CLARA, SAN MATEO, MARIN, DUBLIN, PLEASANTON, WALNUT CREEK, CONCORD, MOUNTAIN VIEW, SANTA CLARA, MEDICAL, DENTAL, VISION, 401K, DISABILITY, HEALTH INSURANCE FOR SMALL BUSINESS, BUSINESS INSURANCE, LONG TERM CARE INSURANCE, MEDICARE SUPPLEMENTAL INSURANCE, HSA, HRA, COBRA, CALCOBRA, FSA, Aetna, American Specialty Health Plans, Ameritas, Anthem Blue Cross, Assurant, Beneficial Administration Company, Benelect, Best Life, Blue Shield of California, California Choice, Cigna, Colonial Life, CoPower, Delta Dental, Direct Dental Administrators, Eye Med, Guardian, Hartford, Healthnet, HSA California, Humana, ING, John Hancock, Kaiser, KP Choice Solution, Landmark, Lincoln Financial, MES Vision, MetLife, MHN, Nippon Life, Pacificare, Premier Access Dental, Principal, Reliance Standard, Safeguard, Sharp Health Plan, Standard, Sun Life, The Holman Group, United Concordia, United Healthcare, Unum Provident, Vision Plan of America, Vision Service Plan (VSP), Western Health Advantage, Wolfpack

"Reap the BENEFITS of Our Expertise." Call today!

(925) 244-1330
Call Today for FASTER SERVICE!
Email: Begin@GgroupInsuranceSanFrancisco
CaliforniaSanJoseSanMateoSantaClara.com
Products: Group Health InsuranceMedical InsuranceDental InsuranceVision InsuranceDisability Insurance401(k)

How do you become famous? Helping people! Changing their lives and making a difference in their lives.
Loving them... Eric Brenn


GROUPINSURANCECALIFORNIACA.COM

CALIFORNIAHEALTHINSURANCESANFRANCISCODISABILITYMEDICALDENTAL.COM

GROUPINSURANCESANFRANCISCOCALIFORNIASANJOSESANMATEOSANTACLARA.COM

Sound Benefit Solutions, 2410 Camino Ramon, Ste. 124, San Ramon, CA, 94583

What We Do

Get Quick Group Insurance Quotes
For Your Business,

Lower Your Group Insurance Costs,

As an Insurance Broker/Employee Benefits Consultant, I specialize in offering benefits to groups with 2-50 employees in the areas of medical, dental, vision, life, disability, and 401k. Employee Benefits Management Services with Medical and Healthcare Benefits for Employees, including medical insurance, 401(k), FSA, legal and regulatory administration, privately owned, independent insurance broker, delivers seamless service to companies of all sizes as well as to individual clients, full-service employee benefit management company

 

Geography / Zipcodes we do business in:

San Francisco, 94101, 94102, 94103,94104, 94105, 94107, 94108, 94109, 94110, 94111, 94112, 94114, 94115, 94116,94117, 94118 , 94119, 94120, 94121, 94122, 94123, 94124, 94125, 94126, 94127, 94129, 94130, 94131, 94132, 94133, 94134, 94137, 94139, 94140, 94141, 94142, 94143, 94144, 94145, 94146, 94147, 94151, 94153, 94154, 94156, 94158, 94159, 94160, 94161, 94162, 94163, 94164, 94171, 94172 , 94177, 94188, 94199, 94506
Alamo, 94507
Antioch,94509, 94531
Brentwood, 90049, 94513
Byron, 94514
Clayton, 94517
Concord, 94518, 94519, 94520, 94521, 94522, 94523, 94524, 94527, 94529
Pleasant Hill, 94523
Crockett, 94525
Danville, 94506, 94526
El Cerrito, 94530
Antioch, 94509, 94531
Hercules, 94547
Lafayette, 94549, 94596
Martinez,94553
Moraga, 94556, 94570, 94575
Oakley,94561
Orinda, 94563
Pinole, 94564
Pittsburg, 94565
Rodeo, 94547, 94572
San Ramon, 94583
Walnut Creek, 94595, 94596, 94597, 94598
Richmond, 94530, 94801, 94802, 94803, 94804, 94805, 94806, 94807, 94808, 94820, 94850
El Sobrante, 94803, 94820
San Pablo, 94806
Alameda 94501, 94502
Santa Clara 95050, 95051, 95052, 95053, 95054, 95055,95056, 94002 650
Belmont , 94002, 94003
Brisbane, 94005
Burlingame, 94010, 94011, 94012
Daly City, 94013, 94014, 94015, 94016, 94017
El Grananda, 94018
Half Moon Bay, 94019
La Honda, 94020
Loma Mar, 94021
Menlo Park, 94025, 94026, 94027, 94028, 94029
Atherton, 94027
Portola Valley, 94028
Millbrae, 94030, 94031
Montara,93940, 93942, 93943, 93944
Moss Beach, 94038
Mountain View, 94035, 94039, 94040, 94041, 94042, 94043
Pacifica, 94044, 94045
Pescadero, 94060
Redwood City, 94059, 94061, 94062, 94063, 94064, 94065
San Bruno, 94066, 94067, 94096, 94098
San Carlos, 94070, 94071
South San Francisco, 94080, 94083, 94099
Palo Alto, 94301, 94302, 94303, 94304, 94305, 94306, 94307, 94308, 94309, 94310
San Mateo, 94401, 94402, 94403, 94404, 94405, 94406, 94407, 94408, 94409, 94497
San Rafael 94901, 94903, 94904, 94912, 94913, 94914, 94915
Greenbrae 94904, 94914
Kentfield 94904, 94914
Belvedere, 94920
Tiburon 94920
Bolinas 94924
Corte Madera 94925, 94976
Dillon Beach 94929
Fairfax 94930, 94978
Forest Knolls 94933
Inverness 94937
Lagunitas 94938
Larkspur 94939, 94977
Marshall 94940
Mill Valley 94941, 94942
Novato 94945, 94947, 94948, 94949, 94998
Nicasio 94946
Oleama 94950
Point Reyes Station 94956
Ross 94957
San Anselmo 94960, 94979
San Geronimo 94963
San Jose, 95101, 95102, 95103, 95106, 95108, 95109, 95110, 95111, 95112, 95113, 95114, 95115, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95137, 95138, 95139, 95140, 95141, 95142, 95148, 95150, 95151, 95152, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95170, 95171, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196
San Quentin 94964, 94974
Sauslito 94965, 94966
Stinson Beach 94970
Tomales 94971
Wood acre 94973
Corte Madera 94925, 94976
Monterey 93940, 93942, 93943, 93944
Santa Cruz 95060, 95061, 95062, 95063, 95064, 95065, 95066, 95067
Cupertiono 95014, 95015
Los Gatos 95030, 95031, 95032, 95033
Morgan Hill 95037, 95038
Campbell 95008, 95009, 95011
Sunnyvale 94085, 94086, 94087, 94088, 94089, 94090
Saratoga 95070, 95071
Los Altos 94022, 94023, 94024
Stanford 94305, 94309
Milpitas 95035, 95036
Portolla Valley 94028
Wood Side 94062
Fremont 94536, 94537, 94538, 94539, 94555
Newark 94560
Union City 94587
Hayward 94540, 94541, 94542, 94543, 94544, 94545, 94546, 94552, 94557
San Leandro 94577, 94578, 94579
Oakland 94601, 94602, 94603, 94604, 94605, 94606, 94607, 94608, 94609, 94610, 94611, 94612, 94613, 94614, 94615, 94617, 94618, 94619, 94620, 94621, 94622, 94623, 94624, 94625, 94626, 94627, 94643, 94649, 94659, 94660, 94661, 94662, 94666
Berkely 94701, 94702, 94703, 94704, 94705, 94706, 94707, 94708, 94709, 94710, 94712, 94720
Emeryville 94608, 94662
Dublin 94568
Livermore 94550, 94551
Vallejo 94503, 94589, 94590, 94591, 94592
Benicia 94510
Napa 94558, 94559, 94581, 94585
Santa Rosa 95401, 95402, 95403, 95404, 95405, 95406, 95407, 95408, 95409
Sanoma 95476
Fairfield 94533, 94534, 94535, 94585
 Sacramento 94203, 94204, 94205, 94206, 94207, 94208, 94209, 94211, 94229, 94230, 94232, 94234, 94235, 94236, 94237, 94239, 94240, 94243, 94244, 94245, 94246, 94247, 94248, 94249, 94250, 94252, 94253, 94254, 94256, 94257, 94258, 94259, 94261, 94262, 94263, 94267, 94268, 94269, 94271, 94273, 94274, 94277, 94278, 94279, 94280, 94282, 94283, 94284, 94285, 94286, 94287, 94288, 94289, 94290, 94291, 94293, 94294, 94295, 94296, 94297, 94298, 94299, 95812, 95813, 95814, 95815, 95816, 95817, 95818, 95819, 95820, 95821, 95822, 95823, 95824, 95825, 95826, 95827, 95828, 95829, 95830, 95831, 95832, 95833, 95834, 95835, 95836, 95837, 95838, 95840, 95841, 95842, 95843, 95851, 95852, 95853, 95857, 95860, 95864, 95865, 95866, 95867, 95873, 95887, 95894, 95899
Vacaville 95687, 95688, 95696
Dixon 95620
Stockton 95201, 95202, 95203, 95204, 95205, 95206, 95207, 95208, 95209, 95210, 95211, 95212, 95213, 95215, 95219, 95267, 95269, 95290, 95296, 95297, 95298
Tracy 95304, 95376, 95377, 95378, 95385, 95391
Manteca 95336, 95337
Modesto 95350, 95351, 95352, 95353, 95354, 95355, 95356, 95357, 95358, 95397
Hollister 95023, 95024
Watsonville 95076, 95077
Gilroy 95020, 95021
Salinas 93901, 93902, 93905, 93906, 93907, 93908, 93912, 93915, 93962
Marina 93933
Carmel 93921, 93922, 93923
Pacific Grove 93950
Fresno 93650, 93701, 93702, 93703, 93704, 93705, 93706, 93707, 93708, 93709, 93710, 93711, 93712, 93714, 93715, 93716, 93717, 93718, 93720, 93721, 93722, 93724, 93725, 93726, 93727, 93728, 93729, 93740, 93741, 93744, 93745, 93747, 93750, 93755, 93760, 93761, 93762, 93764, 93765, 93771, 93772, 93773, 93774, 93775, 93776, 93777, 93778, 93779, 93780, 93784, 93786, 93790, 93791, 93792, 93793, 93794, 93844, 93888

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