Buying Group Health Insurance for Your Employees, GROUP INSURANCE SAN FRANCISCO CALIFORNIA, GROUP HEALTH INSURANCE SAN FRANCISCO CALIFORNIA, HEALTH INSURANCE SAN JOSE, MEDICAL INSURANCE SAN FRANCISCO, INSURANCE BROKER SAN FRANCISCO, BUSINESS INSURANCE SAN FRANCISCO, DENTAL INSURANCE SAN FRANCISCO, SMALL BUSINESS HEALTH INSURANCE , 401K, group insurance for Dental, Vision, Life, Short term and Long term Disability, 401k, COBRA and Cal COBRA, HSA (Health Savings Accounts), FSA (Flexible Spending Accounts) (Section 125), Employee Benefits Management Services
 
GROUP INSURANCE CALIFORNIA, SAN FRANCISCO, SAN JOSE
MEDICAL INSURANCE, DENTAL INSURANCE, VISION INSURANCE, 401(k), DISABILITY INSURANCE
HEALTH INSURANCE, CALIFORNIA, GROUP HEALTH INSURANCE CALIFORNIA, CONTRA COSTA, ALAMEDA, SANTA CLARA, SAN MATEO, MARIN, DUBLIN, PLEASANTON, WALNUT CREEK, CONCORD, MOUNTAIN VIEW, SANTA CLARA, MEDICAL, DENTAL, VISION, 401K, DISABILITY, HEALTH INSURANCE FOR SMALL BUSINESS, BUSINESS INSURANCE, LONG TERM CARE INSURANCE, MEDICARE SUPPLEMENTAL INSURANCE, HSA, HRA, COBRA, CALCOBRA, FSA, Aetna, American Specialty Health Plans, Ameritas, Anthem Blue Cross, Assurant, Beneficial Administration Company, Benelect, Best Life, Blue Shield of California, California Choice, Cigna, Colonial Life, CoPower, Delta Dental, Direct Dental Administrators, Eye Med, Guardian, Hartford, Healthnet, HSA California, Humana, ING, John Hancock, Kaiser, KP Choice Solution, Landmark, Lincoln Financial, MES Vision, MetLife, MHN, Nippon Life, Pacificare, Premier Access Dental, Principal, Reliance Standard, Safeguard, Sharp Health Plan, Standard, Sun Life, The Holman Group, United Concordia, United Healthcare, Unum Provident, Vision Plan of America, Vision Service Plan (VSP), Western Health Advantage, Wolfpack

"Reap the BENEFITS of Our Expertise." Call today!

(925) 244-1330
Call Today for FASTER SERVICE!
Email: Begin@GgroupInsuranceSanFrancisco
CaliforniaSanJoseSanMateoSantaClara.com
Products: Group Health InsuranceMedical InsuranceDental InsuranceVision InsuranceDisability Insurance401(k)
 
CONTACT US:
   


 

GROUP
INSURANCE
CALIFORNIA CA
.com



Sound Benefit Solutions
KEITH HALE
2410 Camino Ramon, Ste. 124
San Ramon, CA, 94583

CA License 0829290

Phone: (925) 244-1330



Email: Begin@GgroupInsuranceSanFrancisco
CaliforniaSanJoseSanMateoSantaClara.com
   
 


 
 





What We Do

Get Quick Group Insurance Quotes
For Your Business,

Lower Your Group Insurance Costs,

As an Insurance Broker / Employee Benefits Consultant, I specialize in offering benefits to groups with 2-50 employees in the areas of medical, dental, vision, life, disability, and 401k. Employee Benefits Management Services with Medical and Healthcare Benefits for Employees, including medical insurance, 401(k), FSA, legal and regulatory administration, privately owned, independent insurance broker, delivers seamless service to companies of all sizes as well as to individual clients, full-service employee benefit management company

 

How do you become famous?
Helping people! Changing their lives and making a difference in their lives.
Loving them... Eric Brenn


 

Buying Group Health Insurance for Your Employees

Elliot Bigman

Many small business owners make the mistake of purchasing a group health plan without utilizing the services of experienced insurance agents to help choose the most viable and affordable plan for their company.

In most cases, the insurance agent's commission is already included in the cost of the health care plan, so companies don't pay any more to take advantage of the valuable experience a reputable insurance agency can offer. When choosing between the many health plan options available, employers can actually save time and money by consulting with an established insurance agency before investing in medical coverage plans that best suit their employee's needs and the company's budget.

Studies have shown that one of the benefits of providing group health insurance for employees is the increased retention rate for a quality workforce. In these days of high gas prices and increased costs, offering health insurance at the workplace is a big incentive for many who cannot afford individual health insurance coverage. Investing in your company's future healthcare can increase loyalty, and overall employee satisfaction, productivity, security, and of course, employee health and fitness. The cost and options of these plans vary according to group size and the state in which your insurance company, or provider is located.

Group health insurance plans start with at least two full time employees and because of healthcare reforms, every state is required to offer this coverage in the workforce. These insurance coverage plans vary greatly and business owners have many options available to suit their budget; from basic coverage, to plans that cover preventive care and dental coverage. The many options offered in managed care plans, or HMO's, and fee-for-service plans can be very confusing.

Employers must decide how much they can invest and what type of medical services they can afford for their employees. HMO's are designed to offer reduced rates by using a select group of doctors, hospitals, and other healthcare providers. Employees must stay within that network when getting medical care. Fee-for-service or indemnity group health plans allows your employees to choose their providers. They in turn have control over their choices of doctors and specialists and many options in who they want to visit for their medical services.

The majority of people insured today have insurance plans through their employers. This allows health plan providers to offer many small and large group health coverage plans. For companies with 2-100 employees, and large companies with 100 plus employees, there are several factors which affect the cost of the insurance premiums. The advantage with large companies is their size which gives them a bargaining chip when it comes to reduced monthly premiums for basic health care coverage plans. Some health plans have higher co-pays for the employees and only cover medical care within the managed network of healthcare providers. Many plans charge higher premiums, but cover more medical services for the company's employees.

Investing in group health insurance for your employees is a major decision that needs professional advice and planning. A healthy and productive workforce can increase company profits and worker productivity. With an experienced and reputable insurance agent, your company can have the help and expertise to consider all the insurance options available based on your budget, the medical needs of your employees and the costs of medical services in your state. This is an invaluable service for employers who want to consider all options in comprehensive health care coverage of their employees.

About the Author:

------------------------

Direct Marketing Associates is proud to be a top ranked, award winning North Carolina producer with BCBSNC ® for over a decade. visit NC Insurance Plans Online, http://www.ncinsuranceplansonline.com for Blue Cross NC rates and quotes.

  
         
 

 
GROUP INSURANCE CALIFORNIA, SAN FRANCISCO, SAN JOSE
MEDICAL INSURANCE, DENTAL INSURANCE, VISION INSURANCE, 401(k), DISABILITY INSURANCE
HEALTH INSURANCE, CALIFORNIA, GROUP HEALTH INSURANCE CALIFORNIA, CONTRA COSTA, ALAMEDA, SANTA CLARA, SAN MATEO, MARIN, DUBLIN, PLEASANTON, WALNUT CREEK, CONCORD, MOUNTAIN VIEW, SANTA CLARA, MEDICAL, DENTAL, VISION, 401K, DISABILITY, HEALTH INSURANCE FOR SMALL BUSINESS, BUSINESS INSURANCE, LONG TERM CARE INSURANCE, MEDICARE SUPPLEMENTAL INSURANCE, HSA, HRA, COBRA, CALCOBRA, FSA, Aetna, American Specialty Health Plans, Ameritas, Anthem Blue Cross, Assurant, Beneficial Administration Company, Benelect, Best Life, Blue Shield of California, California Choice, Cigna, Colonial Life, CoPower, Delta Dental, Direct Dental Administrators, Eye Med, Guardian, Hartford, Healthnet, HSA California, Humana, ING, John Hancock, Kaiser, KP Choice Solution, Landmark, Lincoln Financial, MES Vision, MetLife, MHN, Nippon Life, Pacificare, Premier Access Dental, Principal, Reliance Standard, Safeguard, Sharp Health Plan, Standard, Sun Life, The Holman Group, United Concordia, United Healthcare, Unum Provident, Vision Plan of America, Vision Service Plan (VSP), Western Health Advantage, Wolfpack

"Reap the BENEFITS of Our Expertise." Call today!

(925) 244-1330
Call Today for FASTER SERVICE!
Email: Begin@GgroupInsuranceSanFrancisco
CaliforniaSanJoseSanMateoSantaClara.com
Products: Group Health InsuranceMedical InsuranceDental InsuranceVision InsuranceDisability Insurance401(k)

How do you become famous? Helping people! Changing their lives and making a difference in their lives.
Loving them... Eric Brenn


GROUPINSURANCECALIFORNIACA.COM

CALIFORNIAHEALTHINSURANCESANFRANCISCODISABILITYMEDICALDENTAL.COM

GROUPINSURANCESANFRANCISCOCALIFORNIASANJOSESANMATEOSANTACLARA.COM

Sound Benefit Solutions, 2410 Camino Ramon, Ste. 124, San Ramon, CA, 94583

What We Do

Get Quick Group Insurance Quotes
For Your Business,

Lower Your Group Insurance Costs,

As an Insurance Broker/Employee Benefits Consultant, I specialize in offering benefits to groups with 2-50 employees in the areas of medical, dental, vision, life, disability, and 401k. Employee Benefits Management Services with Medical and Healthcare Benefits for Employees, including medical insurance, 401(k), FSA, legal and regulatory administration, privately owned, independent insurance broker, delivers seamless service to companies of all sizes as well as to individual clients, full-service employee benefit management company

 

Geography / Zipcodes we do business in:

San Francisco, 94101, 94102, 94103,94104, 94105, 94107, 94108, 94109, 94110, 94111, 94112, 94114, 94115, 94116,94117, 94118 , 94119, 94120, 94121, 94122, 94123, 94124, 94125, 94126, 94127, 94129, 94130, 94131, 94132, 94133, 94134, 94137, 94139, 94140, 94141, 94142, 94143, 94144, 94145, 94146, 94147, 94151, 94153, 94154, 94156, 94158, 94159, 94160, 94161, 94162, 94163, 94164, 94171, 94172 , 94177, 94188, 94199, 94506
Alamo, 94507
Antioch,94509, 94531
Brentwood, 90049, 94513
Byron, 94514
Clayton, 94517
Concord, 94518, 94519, 94520, 94521, 94522, 94523, 94524, 94527, 94529
Pleasant Hill, 94523
Crockett, 94525
Danville, 94506, 94526
El Cerrito, 94530
Antioch, 94509, 94531
Hercules, 94547
Lafayette, 94549, 94596
Martinez,94553
Moraga, 94556, 94570, 94575
Oakley,94561
Orinda, 94563
Pinole, 94564
Pittsburg, 94565
Rodeo, 94547, 94572
San Ramon, 94583
Walnut Creek, 94595, 94596, 94597, 94598
Richmond, 94530, 94801, 94802, 94803, 94804, 94805, 94806, 94807, 94808, 94820, 94850
El Sobrante, 94803, 94820
San Pablo, 94806
Alameda 94501, 94502
Santa Clara 95050, 95051, 95052, 95053, 95054, 95055,95056, 94002 650
Belmont , 94002, 94003
Brisbane, 94005
Burlingame, 94010, 94011, 94012
Daly City, 94013, 94014, 94015, 94016, 94017
El Grananda, 94018
Half Moon Bay, 94019
La Honda, 94020
Loma Mar, 94021
Menlo Park, 94025, 94026, 94027, 94028, 94029
Atherton, 94027
Portola Valley, 94028
Millbrae, 94030, 94031
Montara,93940, 93942, 93943, 93944
Moss Beach, 94038
Mountain View, 94035, 94039, 94040, 94041, 94042, 94043
Pacifica, 94044, 94045
Pescadero, 94060
Redwood City, 94059, 94061, 94062, 94063, 94064, 94065
San Bruno, 94066, 94067, 94096, 94098
San Carlos, 94070, 94071
South San Francisco, 94080, 94083, 94099
Palo Alto, 94301, 94302, 94303, 94304, 94305, 94306, 94307, 94308, 94309, 94310
San Mateo, 94401, 94402, 94403, 94404, 94405, 94406, 94407, 94408, 94409, 94497
San Rafael 94901, 94903, 94904, 94912, 94913, 94914, 94915
Greenbrae 94904, 94914
Kentfield 94904, 94914
Belvedere, 94920
Tiburon 94920
Bolinas 94924
Corte Madera 94925, 94976
Dillon Beach 94929
Fairfax 94930, 94978
Forest Knolls 94933
Inverness 94937
Lagunitas 94938
Larkspur 94939, 94977
Marshall 94940
Mill Valley 94941, 94942
Novato 94945, 94947, 94948, 94949, 94998
Nicasio 94946
Oleama 94950
Point Reyes Station 94956
Ross 94957
San Anselmo 94960, 94979
San Geronimo 94963
San Jose, 95101, 95102, 95103, 95106, 95108, 95109, 95110, 95111, 95112, 95113, 95114, 95115, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95137, 95138, 95139, 95140, 95141, 95142, 95148, 95150, 95151, 95152, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95170, 95171, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196
San Quentin 94964, 94974
Sauslito 94965, 94966
Stinson Beach 94970
Tomales 94971
Wood acre 94973
Corte Madera 94925, 94976
Monterey 93940, 93942, 93943, 93944
Santa Cruz 95060, 95061, 95062, 95063, 95064, 95065, 95066, 95067
Cupertiono 95014, 95015
Los Gatos 95030, 95031, 95032, 95033
Morgan Hill 95037, 95038
Campbell 95008, 95009, 95011
Sunnyvale 94085, 94086, 94087, 94088, 94089, 94090
Saratoga 95070, 95071
Los Altos 94022, 94023, 94024
Stanford 94305, 94309
Milpitas 95035, 95036
Portolla Valley 94028
Wood Side 94062
Fremont 94536, 94537, 94538, 94539, 94555
Newark 94560
Union City 94587
Hayward 94540, 94541, 94542, 94543, 94544, 94545, 94546, 94552, 94557
San Leandro 94577, 94578, 94579
Oakland 94601, 94602, 94603, 94604, 94605, 94606, 94607, 94608, 94609, 94610, 94611, 94612, 94613, 94614, 94615, 94617, 94618, 94619, 94620, 94621, 94622, 94623, 94624, 94625, 94626, 94627, 94643, 94649, 94659, 94660, 94661, 94662, 94666
Berkely 94701, 94702, 94703, 94704, 94705, 94706, 94707, 94708, 94709, 94710, 94712, 94720
Emeryville 94608, 94662
Dublin 94568
Livermore 94550, 94551
Vallejo 94503, 94589, 94590, 94591, 94592
Benicia 94510
Napa 94558, 94559, 94581, 94585
Santa Rosa 95401, 95402, 95403, 95404, 95405, 95406, 95407, 95408, 95409
Sanoma 95476
Fairfield 94533, 94534, 94535, 94585
 Sacramento 94203, 94204, 94205, 94206, 94207, 94208, 94209, 94211, 94229, 94230, 94232, 94234, 94235, 94236, 94237, 94239, 94240, 94243, 94244, 94245, 94246, 94247, 94248, 94249, 94250, 94252, 94253, 94254, 94256, 94257, 94258, 94259, 94261, 94262, 94263, 94267, 94268, 94269, 94271, 94273, 94274, 94277, 94278, 94279, 94280, 94282, 94283, 94284, 94285, 94286, 94287, 94288, 94289, 94290, 94291, 94293, 94294, 94295, 94296, 94297, 94298, 94299, 95812, 95813, 95814, 95815, 95816, 95817, 95818, 95819, 95820, 95821, 95822, 95823, 95824, 95825, 95826, 95827, 95828, 95829, 95830, 95831, 95832, 95833, 95834, 95835, 95836, 95837, 95838, 95840, 95841, 95842, 95843, 95851, 95852, 95853, 95857, 95860, 95864, 95865, 95866, 95867, 95873, 95887, 95894, 95899
Vacaville 95687, 95688, 95696
Dixon 95620
Stockton 95201, 95202, 95203, 95204, 95205, 95206, 95207, 95208, 95209, 95210, 95211, 95212, 95213, 95215, 95219, 95267, 95269, 95290, 95296, 95297, 95298
Tracy 95304, 95376, 95377, 95378, 95385, 95391
Manteca 95336, 95337
Modesto 95350, 95351, 95352, 95353, 95354, 95355, 95356, 95357, 95358, 95397
Hollister 95023, 95024
Watsonville 95076, 95077
Gilroy 95020, 95021
Salinas 93901, 93902, 93905, 93906, 93907, 93908, 93912, 93915, 93962
Marina 93933
Carmel 93921, 93922, 93923
Pacific Grove 93950
Fresno 93650, 93701, 93702, 93703, 93704, 93705, 93706, 93707, 93708, 93709, 93710, 93711, 93712, 93714, 93715, 93716, 93717, 93718, 93720, 93721, 93722, 93724, 93725, 93726, 93727, 93728, 93729, 93740, 93741, 93744, 93745, 93747, 93750, 93755, 93760, 93761, 93762, 93764, 93765, 93771, 93772, 93773, 93774, 93775, 93776, 93777, 93778, 93779, 93780, 93784, 93786, 93790, 93791, 93792, 93793, 93794, 93844, 93888

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